Financing Your New Air Conditioning or Heating Equipment Purchase

Wells Fargo Bank, N.A.

Wells Fargo Bank, N.A. offers several special options for financing your new product or service with approved credit. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your budget.

With approved credit from Wells Fargo Bank, N.A., you'll enjoy:

• Convenient monthly payments
• Special financing terms
• Easy online account management

Plus, by taking advantage of financing, you won't use up your existing funding sources, like a home equity line of credit, other credit card or bank account. They will still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.

National Energy Improvement Fund

The National Energy Improvement Fund focuses on increasing the affordability of energy improvements through transparent, simple interest, fixed rate, low payment unsecured installment loans with no fees to the borrower and no pre-payment penalties.

National Energy Improvement Fund is the nation's only B Corp certified improvement lender, meeting the highest standards of social & environmental impact, fairness. compliance and accountability to contractors and their customers.

Special features include:

• Finance 100% of your energy improvement
• True Fixed Rate, Fixed Monthly Payment
• Terms up to 10 years
• NO lien on your home or home equity required
• NO points, fees or closing costs
• NO penalty for pre-payment or to pay extra each month to pay off faster
• Instant Credit Decision, Easy Paperless Process
• Fully Supported by NEIF's Energy Lending Specialists

The National Energy Improvement Fund's simple, transparent and fair financing means the rate is locked in for the term and not subject to change like many credit products offered through retailers or manufacturers. National Energy Improvement Fund is only offered for work performed by NEIF Approved Contractors, like F M Berkheimer.

Please contact us to find out about financing options are available to you, or to learn about special financing promotions.

PHFA Loan Programs

The Pennsylvania Housing Finance Agency offers the HomeStyle® Renovation program which allows eligible homebuyers purchasing a home or existing homeowners seeking a refinance mortgage to repair, remodel, renovate or complete energy improvements. Qualified borrowers can fund up to 75% of the "as completed" appraised value of the property. This allows buyers to make needed repairs right away, without having to take out another loan at a higher rate and with a shorter repayment period and includes installation or improvement of heating and/or air conditioning systems. This program can be used in conjunction with the HFA Preferred™ program.

Ask dealer for program details.